Freedom to choose the healthcare you want.
Medicare Supplement Insurance helps cover out-of-pocket costs Original Medicare doesn't pay — so you get more financial protection and greater peace of mind.
Speak with a specialist901-453-6346- Licensed Medicare Specialists
- Personalized Plan Reviews
- Serving Clients Since 2005
- No-Cost Consultations
What is Medicare Supplement Insurance?
Original Medicare pays about 80% of your covered costs. Medigap plans help pay the rest — including deductibles, copayments, and coinsurance — so you aren't left with surprise bills.
Hospital Costs
Part A deductible and extended hospital stays
Copayments
Doctor and specialist visit copays
Coinsurance
The 20% Original Medicare doesn't pay
Emergency Care
ER visits and ambulance services
Extended Care
Skilled nursing and longer treatments
Why choose Medicare Supplement coverage?
Medigap is built for seniors who want simplicity, predictability and complete freedom to choose their own care.
Freedom To Choose Providers
Visit any doctor, specialist or hospital that accepts Medicare.
No Network Restrictions
No referrals, no narrow networks — you're in control of your care.
Predictable Healthcare Costs
Cover the gaps Medicare leaves so your monthly costs stay steady.
Nationwide Coverage
Your plan travels with you anywhere Medicare is accepted in the U.S.
Added Financial Protection
Safeguard retirement savings from unexpected medical bills.
Peace Of Mind
Know exactly what you'll pay before you walk into the doctor's office.
Medigap vs Medicare Advantage
Both are great options for the right person. Here's how they compare so you can choose with confidence.
Not sure which option is right for you?
Get a no-pressure comparison from a licensed Memphis specialist.
Who should consider a Medicare Supplement plan?
Medigap is the right fit if any of these sound like you. Even one checkmark is worth a 15-minute conversation.
See If Medigap Fits- Want maximum provider flexibility
- Travel frequently across the U.S.
- Prefer predictable monthly medical expenses
- Want extra financial protection in retirement
- Prefer to stay on Original Medicare
We make choosing coverage simple.
Schedule Consultation
Pick a time that works for you — by phone, video, or in person.
Review Your Healthcare Needs
We look at your doctors, prescriptions, travel and budget.
Receive Personalized Recommendations
Compare top-rated carriers side-by-side and choose with confidence.
Trusted Medicare guidance since 2005.
"Medigap isn't about selling a policy — it's about protecting the life you've worked decades to build. We're here every year to make sure your coverage still fits."
— Michael Reyes, Founder
Memphis families who switched and never looked back.
"Switching to a Medigap Plan G saved us thousands. We can see any specialist without worrying about networks."
"We travel half the year in our RV. Having coverage that works everywhere in the country gives us real peace of mind."
"Michael explained every option clearly. No pressure, no jargon — just honest advice. I finally understand my Medicare."
See Medicare Supplement options available in your area
Enter your ZIP and a licensed Memphis Medicare specialist will share the top Medigap plans you qualify for — no obligation, no spam.
- Compare every major carrier
- Includes Plans G, N and high-deductible options
- Free annual plan reviews for life
Common questions about Medigap.
Still have questions? Call us at 901-453-6346 — there's never a charge to talk.
Ask An Advisor
Let's find the right Medicare Supplement plan for you.
Speak with a licensed Medicare specialist and receive personalized guidance at no cost.
Benefits, premiums, and eligibility vary by plan, location, and individual circumstances. Not all plans offer the same benefits. Availability may vary.
Meet The Leader Behind The Mission
The Benefits Solutions Group Inc is a founder-led, nationwide team of Medicare and insurance specialists — built on a single promise: education first, every conversation, every year after enrollment.
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